The FHA program was introduced in the 1930s to combat widespread foreclosures and defaults, offering lenders reliable insurance and helping revitalize the housing market by making loans more affordable and accessible. Our mission is to streamline the FHA loan process with the tools and expertise needed to guide you every step of the way.
FHA Loans
Why an FHA Loan?
An FHA loan is generally considered one of the most accessible mortgage options available, as it features a low down payment requirement and is designed to accommodate borrowers with credit histories that may not be perfect. This makes it an attractive choice for first-time homebuyers and those looking to re-enter the housing market, offering greater flexibility and affordability compared to many conventional loan programs.
An FHA loan is a type of mortgage backed by the Federal Housing Administration (FHA). In essence, the federal government provides insurance for loans issued by FHA-approved lenders, helping to minimize their risk of financial loss in the event that a borrower fails to make their mortgage payments.
- Fixed Rates
- Adjustable Rates (ARM)
- Terms from 5 to 30 Years
- Jumbo & Super Jumbo Loans
