Why Choose Mercer Mortgage Services?
Open 7 days a week
Pre-approvals in 24 hours
Close in less than 30 days
At Mercer Mortgage Services, we understand that we may not always have every answer right away. However, we are committed to doing everything we can to find the solutions you need and guide you toward achieving your goals. We take immense pride in our dedication to delivering exceptional service and meeting the unique needs of clients. WE WON’T STOP until we help you cross the finish line.
"Large enough to serve you, personal enough to know you"
What Sets Us Apart
One on one service
From the preapproval process to the finish line with your dedicated Loan Originator
Over 40 Lenders To choose from
Across the nation, ensuring you have access to the best possible loan programs and interest rates
Pre-qualification/pre-approval in less than 24 hours
Access to Loan Officers after hours and on weekends when needed
Loan Programs
Conventional Loans
Flexible financing options with adjustable and fixed rates.
FHA Loans
Ideal for buyers with less-than-perfect credit or limited savings.
Non-qm Loans
For those with non-traditional income or credit who can't qualify for standard loans.
USDA Loans
No down payment needed for rural homebuyers with moderate income.
Construction loans
Designed for building a new home, covering costs during construction.
Investor Loans
Support for purchasing and managing investment properties.
VA Loans
Exclusive benefits designed for veterans and active-duty service members.
Down payment loan
Helps buyers cover the initial down payment on a home purchase.
First-Time Home Buyer Loans
Special programs tailored for new homeowners.
Hometown Hero Loans
No down payment options for our community's heroes.
No Income Document Loans
Alternative options for those with unconventional income sources.
Jumbo Loans
Financing solutions for high-value properties.
Find Your Home Financing Fit
Start your journey to homeownership with a quick and easy pre-qualification. Get personalized options tailored to your goals.
Get startedDiscover Your Savings Potential
Lower your monthly payments or unlock your home’s equity. Check your refinance rates today and take control of your mortgage.
Get startedWhat our customers are saying
If I could give more stars, I would. Jeff, at Premier Mortgage Consultants, was an absolutely gem through the mortgage process. Not only did he shop for the very best rate possible, he was professional, informative and available throught the whole transaction. He retumed every phone call, answered all my questions - no matter how tough or how ridiculous my questions were. He stated on top of my file. even nudging other professionals involed to keep the process going and run on time. He helped us into our dream home! Highly recommend using him if you're shopping for a mortgage!
Jeff and his team were amazing to work with and really went above and beyond to help us with our first home purchase. They are professional, knowledgeable, and communicative through out the entire process start to finish. Jeff was a huge reason we were able to move into our new home and we will forever be grateful for his hard work and dedication
Jeff and Jennifer were the best !!! They helped my boyfriend and I get our dream home on a budget we were comfortable with. We had several options in terms of loan and they were always available if we had any questions. Trust me, they would answer us at even 9pm!!! I would highly recommend them. Super happy with Jefi and Jen.
Jeff is the man. Him and Jennifer went above and beyond to help us buy our forever home. Do not hesitate to use them for all your mortgage needs
Jeff Mercer and the whole team at Premiere are the major league of loan brokers These guys don't mess around and are the ultimate professionals. Highly recommended. They made my loan experience as smooth as possible while providing me a fantastic value. 10000% recommended!
Had a great experience working with Jeff during the process of buying our first investment property. Highly recommend if you're in the market for buying property. Great customer service and always kept me in the loop
Jeff was wonderful! He was very helpful along the process and was always willing to take the time to answer my questions. I'd definitely recommend him!
Always a pleasure working with Jeff Mercer and Jennifer Bartol. They are phenomenal and extremely good at what they do.
Great service!! They went the extra mile for us to get the deal closed and ensure that my buyers received concessions at closing. I will definitely work with Jeff and his team again!
I highly recommend Jeff Mercer and his associates at Premier Mortgage Consultants. Jeff went above & beyond & made my home purchase as fauless as possible.
Great company. Jeff went above and beyond to make sure I had everything lined up and on point. Highly recommended
Jeff and his team were a pleasure to work with. He made it simple and broke everything down for us, first time home buyers. He was ALWAYS available whenever we had any questions about this whole process, even after hours. I would recommend Jeff and his team 100%
I had an outstanding experience with Jeff at Premier Mortgage. He and his team were incredibly professional and helpful throughout the entire mortgage process. They made buying a dream home a reality for my clients and their rates were competitive. I highly recommend them for their excellent service and expertise.
Jeff and his team made our experience of getting our mortgage very simple. I highly recommend Jeff. He is very knowledgeable, easy access and gets the job done
Highly recommend Jeff and his team!
Jeff and his team did a wonderful job educating me on the home buying process. I felt at ease thoughout the whole process! Thank you!
Look no further!!! Jeff Mercer and his team are your go to for buying a home. He has literally guided me through every step of the way in buying my dream home making everything possible and easy-going for our family. I recommend him and his team to everybody I know that's looking to buy a house, especially if you were a veteran he is your guyususususususususus
Frequently Asked Questions
Pre-approval involves a detailed review of your financial situation, giving you a clear understanding of how much you can borrow. Pre-qualification is a less formal estimate based on the information you provide.
Refinancing can reduce your interest rate, lower monthly payments, shorten the loan term, or switch to a different loan type, potentially saving money over time.
Rate locking secures a specific interest rate for a set time, protecting you from rate increases while your loan is processed.
Mortgage brokers work with multiple lenders to offer various loan options, whereas lenders provide loans directly using their funds.
Loan options range from full documentation, verifying all income and assets, to limited or no documentation, requiring less verification.
A Good Faith Estimate outlines the estimated costs of a mortgage, provided within three business days after you apply for a loan.
Conforming loans meet Fannie Mae and Freddie Mac’s guidelines, while jumbo loans exceed those limits and may have higher interest rates.
Mortgage points are fees paid upfront to reduce the interest rate on your loan, with one point equaling 1% of the loan amount.